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Best Identity Theft Protection 2026: Tested & Compared

Best identity theft protection – let me cut to it. After finding my own credentials in two separate breach databases last year, I stopped treating identity theft as something that happens to other people. Over 47 million Americans were victims in 2025, and with AI making it trivially easy to clone voices, forge documents, and open credit lines, the numbers keep climbing. I’ve spent the past 14 months running five different identity theft protection services side by side.