Data Breach
Cyber Insurance Guide 2026: What Every Business Needs to Know
This article contains affiliate links. We may earn a commission if you purchase through our links, at no extra cost to you. I helped a small business owner navigate a ransomware attack last year. The encryption hit on a Friday night, the ransom demand was $85,000, and the recovery took three weeks. They had no cyber insurance. The total cost in lost revenue, forensics, and legal fees exceeded $200,000. That experience is why I now consider cyber insurance non-negotiable for any business handling digital data.
How to Check If Your Personal Data Has Been Leaked (And What to Do Next)
I check HaveIBeenPwned every month, and I have found my own email address in seven separate breach databases over the years. My phone number showed up in the Facebook leak. An old password from 2018 was circulating on a dark web paste site. If you have been online for more than a few years, some of your data is out there too – the only question is how much and what you do about it.